Darrick A. Hoover, LUTCF, and Ismael Morris are also a Financial Advisers with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the state(s)s of KS, FL, and OK. As such, these services are strictly intended for individuals residing in the referenced states.

Richard A. Hoover, Darrick A. Hoover, LUTCF, and Ishmael Morris are agents collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state(s) of KS, MO, TX, and OK. No insurance business may be conducted outside these states referenced.

Richard A. Hoover, Darrick A. Hoover, and Ishmael Morris are Registered Representatives of and collectively offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the state(s) of KS, FL, and OK. No offers may be made or accepted from any resident outside the specific state(s) referenced.

Hoover Financial Group is not owned or operated by NYLIFE Securities LLC, or its affiliates.

Neither Hoover Financial Group, its employees nor NYLIFE Securities LLC or its representatives render tax, legal or accounting advice. Please consult your professional advisors regarding your particular situation.

Richard A. Hoover and Darrick A. Hoover are licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.

NYLIFE Securities LLC and Eagle Strategies LLC are New York Life Company.